Toolkit 4 discusses conducting the MAP regulatory diagnostic. It considers the policy and regulatory framework as relevant for financial inclusion in the country. As you are reminded at the start of each of the four toolkits that focus on the main areas of the diagnostic (context, regulation, demand side, and supply side), there is considerable overlap between the focus areas. In particular, for example, both regulation (this toolkit) and country context (see Toolkit 3) feature very strongly in the supply-side research (Toolkit 6), and thus there will be large overlaps with the supply-side data-gathering exercise covered in that toolkit. Similarly, the demand-side findings (Toolkit 5) are heavily influenced by both contextual and regulatory issues, and in turn feed into the supply-side research, and so on.